Highlights


Wednesday, August 5, 2020

Summary of all the temporary credit card benefits during this pandemic (updated 8/5/2020: Amex Marriott cards 10x points on Marriott & gas & dining)

We will regularly update this review and also post in the blog section.

Updated August 5, 2020: Amex Marriott cobranded cardmembers will earn 10x points on Marriott & gas & dining through 10/31/2020 via Amex Offers.  See details highlighted in cardinal below.


COVID-19 has obviously changed consumer behavior in a way that most of us probably would had never anticipated before, and it only makes sense that credit card issuers have been making adjustments accordingly.  This review summarizes all the temporary benefits provided by credit card issuers during this pandemic.
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American Express
  • For those who open an Amex card (personal or small business) between 12/1/2019 and 5/31/2020, the period to meet spending requirement to receive signup bonus is extended for three months.
  • Platinum Card (personal): (1) Receive up to $320 in statement credits for U.S. wireless phone services & select U.S. streaming services (up to $20 per category per month, between 5/1/2020 and 12/31/2020).  (2) Cardmembers that renew between April and December 2020 will receive $200 in statement credits for Amex Travel (Amex's travel booking portal) between 8/1/2020 and 12/31/2021.
  • Business Platinum Card: (1) Receive up to $320 in statement credits for U.S. wireless phone services & U.S. shipping (up to $20 per category per month, between 5/1/2020 and 12/31/2020).  (2) Receive up to additional $200 in statement credits for Dell purchases in U.S. (up to $100 between 5/1/2020 and 6/30/2020; up to $100 between 7/1/2020 and 12/31/2020) - this is on top of the annual $200 Dell credits that are already part of this card's benefits.  (3) Select cardmembers also receive a $200 statement credit when they renew between 5/1/2020 and 12/31/2020.
  • Green Card: Receive up to $80 in statement credits for U.S. wireless phone services (up to $10 per month, between 5/1/2020 and 12/31/2020).
  • Marriott Bonvoy Brilliant Card: (1) The annual $300 Marriott statement credits can be used towards U.S. restaurants, between 6/1/2020 and 8/31/2020.  (2) Earn 6x points at U.S. supermarkets, up to $7,500 in purchase, between 5/1/2020 and 7/31/2020.  (3) Earn 10x points at Marriott portfolio hotels & gas & dining, up to $7,500 in purchase in each category, between 8/1/2020 and 10/31/2020.  Unlike most other benefits that are automatically applied, you need to activate this benefit via Amex Offers in your account. [NEW]
  • Marriott Bonvoy Business Card: (1) Select cardmembers receive a $50 statement credit when they renew between 5/1/2020 and 12/31/2020.  (2) Earn 10x points at Marriott portfolio hotels & gas & dining, up to $7,500 in purchase in each category, between 8/1/2020 and 10/31/2020.  Unlike most other benefits that are automatically applied, you need to activate this benefit via Amex Offers in your account. [NEW]
  • Hilton Aspire Card: (1) The annual $250 Hilton resort credits can now be used towards U.S. restaurants, between 6/1/2020 and 8/31/2020.  (2) Earn 12x points at U.S. supermarkets between 5/1/2020 and 7/31/2020.  (3) Hilton points earned through this card between 5/1/2020 and 12/31/2020 will be considered base points for qualifying Hilton elite status as well as Lifetime Diamond status.  (4) Unexpired free weekend night certificates as of 5/1/2020 and newer certificates issued until 12/31/2020, will be valid for any night of the week, and those issued between 5/1/2020 and 12/31/2020 will be valid for 24 months (instead of 12 months).  
  • Hilton Surpass Card: (1) Earn 12x points at U.S. supermarkets between 5/1/2020 and 7/31/2020.  (2) Hilton points earned through this card between 5/1/2020 and 12/31/2020 will be considered base points for qualifying Hilton elite status as well as Lifetime Diamond status.  (3) Unexpired free weekend night certificates as of 5/1/2020 and newer certificates issued until 12/31/2020, will be valid for any night of the week, and those issued between 5/1/2020 and 12/31/2020 will be valid for 24 months (instead of 12 months).
  • Hilton Card (personal): Hilton points earned through this card between 5/1/2020 and 12/31/2020 will be considered base points for qualifying Hilton elite status as well as Lifetime Diamond status.
  • Hilton Business Card: Select cardmembers receive a $50 statement credit when they renew between 5/1/2020 and 12/31/2020.
  • Delta SkyMiles ReserveSkyMiles PlatinumSkyMiles GoldSkyMiles Blue cards (personal): (1) All personal Delta cobranded Amex cards earn 4x miles at U.S. supermarkets, between 5/1/2020 and 7/31/2020.  (2) Select personal SkyMiles Reserve cardmembers receive a $100 statement credit when they renew between 5/31/2020 and 12/31/2020.  (3) Select personal SkyMiles Platinum cardmembers receive a $50 statement credit when they renew between 5/31/2020 and 12/31/2020.
  • Delta SkyMiles Reserve Business: select cardmembers receive a $125 statement credit when they renew between 5/31/2020 and 12/31/2020.
  • Delta SkyMiles Platinum Business: select cardmembers receive a $75 statement credit when they renew between 5/31/2020 and 12/31/2020.

Bank of America
  • Premier Rewards: Receive $50 statement credits for grocery & dining through 12/31/2020.
  • Travel Rewards: You may redeem points for statement credits towards grocery & dining at 1 cent per point value through 12/31/2020 (in addition to the regular travel redemption option at this value).

Capital One
  • VentureVentureOne: Receive 5x miles on Uber Eats between 7/14/2020 and 1/31/2021.
  • SavorSavorOne: Receive 5% cash rewards on Uber Eats between 7/14/2020 and 1/31/2021.

Chase
  • For those who open a new credit card (personal or small business) between 1/1/2020 and 3/31/2020, the period to meet spending requirements to receive signup bonus is extended for three months.
  • Sapphire Reserve Card: (1) The annual fee will be reduced from $550 to $450 when you renew between 4/1/2020 and 12/31/2020.  (2) The annual $300 travel credit will apply automatically to groceries and gas stations between 6/1/2020 and 12/31/2020 (in addition to the regular travel category).  (3) Between 5/31/2020 and 9/30/2020, Ultimate Rewards points can be redeemed in statement credits for groceries & dining & home improvement at a fixed value of 1.5 cents per point (in addition to the regular travel category redemption through Chase booking portal).  (4) Between 5/1/2020 and 6/30/2020, earn 5x points on groceries, up to $1,500 in purchases per month.  (5) Between 7/1/2020 and 9/30/2020, (a) earn 10x points on select streaming services*, up to $1,500 in purchases, (b) earn 5x points on gas stations, up to $1,500 in purchases, and (c) earn 5x points on Instacart, up to $3,000 in purchases; *eligible streaming services include Apple Music, Disney+, ESPN+, Fubo TV, Hulu, Netflix, Pandora, Sling, SiriusXM, Spotify, Youtube TV, and Vudu.  (6) Receive up to $50 in statement credits towards Instacart Express membership; Instacart Express membership usually costs either $9.99 per month or $99 per year, and provides the following benefits: (a) zero delivery fees on orders over $35 (typically $3.99-$7.99 per order), (b) reduced service fees (typically 5%), and (c) zero busy pricing fees during peak delivery hours.  (7) Don't forget the two useful DoorDash benefits that has already existed before the pandemic: (a) one year DoorDash DashPass subscription service for free - activate before 12/31/2021; this subscription service offers zero delivery fee and reduced service fees on food orders over $12 via DoorDash; (b) Receive $60 statement credits for DoorDash purchases through 12/31/2020 and another $60 through 12/31/2021.
  • Chase Sapphire Preferred: (1) Between 5/31/2020 and 9/30/2020, Ultimate Rewards points can be redeemed in statement credits for groceries & dining & home improvement at a fixed value of 1.25 cents per point (in addition to the regular travel category redemption through Chase booking portal). (2) Earn 3x points on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020.  (3) Between 7/1/2020 and 9/30/2020, (a) earn 5x points on select streaming services, up to $1,500 in purchases, (b) earn 3x points on gas stations, up to $1,500 in purchases, and (c) earn 3x points on Instacart, up to $3,000 in purchases.  (4) Receive up to $50 in statement credits towards Instacart Express membership.  (5) ​Sapphire Preferred cardmembers also continue to receive this DoorDash benefit: one year DoorDash DashPass subscription service for free - activate before 12/31/2021.
  • United Club Infinite CardUnited Club CardUnited Presidential Plus Card: (1) Earn 5x miles on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020.  (2) Select cardmembers receive 5x or 7x miles on groceries and gas, up to $1,500 in combined purchases per month, between 8/1/2020 and 9/30/2020.  Unlike most other benefits that are automatically applied, you need to activate this one on Chase website via the link in your email or at chase.com/mybonus.
  • Marriott Bonvoy BoundlessBonvoy BoldMarriott Rewards Premier: (1) Earn 6x points on groceries, up to $6,000 in purchase, between 5/1/2020 and 7/31/2020. (2) Earn 10x points on dining & gas, up to $3,500 in purchase, between 7/15/2020 and 9/15/2020 - unlike most other benefits that are automatically applied, you need to activate this one on Chase website at chase.com/mybonus.
  • The following cards earn 3 points or miles on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020: United Explorer CardUnited MileagePlus Select CardSouthwest RapidRewards (RR) Plus VisaSouthwest RR Premier VisaSouthwest RR Priority VisaBritish Airways VisaIberia VisaAer Lingus VisaWorld of Hyatt VisaHyatt VisaIHG Rewards Club Premier WEMCIHG Rewards Club Select MC, and Disney Premier Visa.
  • Select cardmembers of the following cards earn 5 or 7 points or miles on groceries and gas, up to $1,500 in combined purchases per month, between 8/1/2020 and 9/30/2020: United Explorer CardUnited MileagePlus Select CardSouthwest RapidRewards (RR) Plus VisaSouthwest RR Premier VisaSouthwest RR Priority VisaBritish Airways VisaIberia VisaAer Lingus VisaIHG Rewards Club Premier WEMCIHG Rewards Club Select MC.  Unlike most other benefits that are automatically applied, you need to activate this one on Chase website via the link in your email or at chase.com/mybonus.

 Citi 
  • For those who open a credit card (personal or small business) between 12/1/2019 and 5/31/2020, the period to meet spending requirement to receive signup bonus will be extended for three months.
  • Citi Prestige: (1) The annual $250 travel credits can be used towards groceries & dining, between 5/1/2020 and 12/31/2020.  (2) Earn 5x points on online purchases, up to $1,500 spent in this category (in addition to the regular 5x on airlines | travel agencies | dining, 3x on hotels | cruise lines), between 6/2/2020 and 8/31/2020.
  • Citi Premier cardholders who applied on or after April 10, 2020: (1) Effective June 2, 2020, earn 3x points on groceries & dining.  (2) Continue to earn 3x on travel & gas and 2x on entertainment through August 22, 2020.  (3) Effective August 23, 2020, earn 3x on airlines & hotels & gas & groceries & dining and 1x everywhere else.  (4) Effective August 23, 2020, earn $100 annual hotel credits when you purchase a hotel stay $500 or more through ThankYou.com.  (5) Effective April 10, 2021, the fixed value travel redemption will be reduced from 1.25 cents to 1 cent per point.
  • Citi Premier cardholders who applied before April 10, 2020: (1) Effective June 2, 2020, earn 3x points on groceries and dining.  (2) Continue to earn 3x on travel & gas and 2x on entertainment through April 9, 2021.  (3) Effective April 10, 2021, earn 3x on airlines & hotels & gas & groceries & dining and 1x everywhere else.  (4) Effective August 23, 2020, earn $100 annual hotel credits when you purchase a hotel stay $500 or more through ThankYou.com.  (5) Effective April 10, 2021, the fixed value travel redemption will be reduced from 1.25 cents to 1 cent per point.
  • Citi AA Executive: Cardholders that renew after 3/31/2020 receive a $225 statement credit, which equals to half of the annual fee.
  • Citi AA Platinum Select: The annual $125 flight discount certificates (after $20K annual spending) that are expiring between 3/31/2020 and 5/31/2020 will be extended for 6 months.
  • CitiBusiness AA Platinum Select: The annual $99 companion certificates (after $30K annual spending) that are expiring on 12/31/2020 will be extended for 6 months.

HSBC
  • Premier Word Elite MasterCard: (1) Earn 3x points at groceries stores & wholesale clubs & convenience stores between 5/1/2020 and 7/31/2020. (2) You may now use the annual $100 Uber credits towards Uber Eats between 5/1/2020 and 7/31/2020 (regularly this credit can only be used towards Uber ride share service).

U.S. Bank
  • US Bank Altitude Reserve: (1) The annual $325 travel credits can be used towards dining, between 6/1/2020 and 12/31/2020.  (2) Earn 3x points on dining (in addition to the regular 3x on travel & mobile wallets), between 6/1/2020 and 12/31/2020.

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